Tag Archives: management is key

No Spend Month, Week Four.

Well, friends, we did it. We completed our very first (and certainly not last) No Spend Month. And, we did an excellent job, if I do say so myself. And I do.

We bought gas in both cars. We did a little grocery shopping (bread, milk, snacks) because I had shopped for our dinners the week before in advance. We were set for a good finish.

Our one little “blip”, if you can even call it that, came on Sunday (the 24th). Sunday was my sister’s birthday, and she wanted to spend the day with my girls and her wife. So my husband and I went crib shopping. Remember, we were done having kids and our crib was recalled, so we have NO crib (or much else for that matter). Anyway, we headed to a few (read: five) stores looking for the perfect crib (we found two we like, and SHOCKER to ya’ll, my husband likes one and I prefer the other…). Before we left the house that afternoon, I took a $10 bill out of our grocery envelope in case we ran into any issues while we were out. Crib shopping can sometimes take a while, and I didn’t know if we would be able to be home for lunch. I didn’t want the Hunger Monster to strike and for us not to be prepared for it (note: we used money we had already budgeted in for food). While out, my blood sugar started to drop a bit, and graham crackers weren’t cutting it. I had to get lunch. Well, we went to Burger King and spent $9.41 on lunch for two of us. Was it a true emergency? Perhaps, as had my blood sugar dropped too low I may have had a worse afternoon. Was it one I was prepared for? Yes. Because I anticipated the need by taking money out of our envelope for food in case we needed…well…food. So, we KIND OF fell off the wagon for a second (hello, pregnant women need to eat. And, apparently, I need to eat constantly), but not really, because it was budgeted, we stayed under budget, and it was still food. So, we were almost perfect. What can I say? I gotta eat!! Regardless, I still feel damn good about No Spend Month, and I look to do it again sometime in the summer.

It will be a bit harder for us to do once we actually have money TO spend on things that aren’t essentials, but I know we will be able to do it because we have the discipline in place to not allow for failure. Failure hasn’t been an option for us yet, and it will not be in the future. If we can do it now, we can do it anytime we want. It’s all about controlling the money, the money not controlling you. And, I can say with confidence, we *at this point* have damn near perfect control of our money. 🙂 More income will mean more savings, and that, to me, is cool as hell.

If you decide to do a No Spend Month, let’s talk about it! Post your ideas, link up to my blog to record your progress, and keep me posted on how it goes! I have inspired two of my friends to try it this month, and I KNOW they will rock it! 🙂

nospendJust stop it. What do you have to lose?